Question 1

How does the process work?

Accepted Answer

We offer owner financing for 0% interest. We require a down payment and one time $249 doc fee to get the process started. Monthly payments begin 30 days after we receive your down payment. We transfer the deed into your name once the property is paid off. A purchase agreement will be signed between us and you.

Question 2

Is it really 0%?

Accepted Answer

Yes, it is. We offer true 0% owner financing with no hidden interest charges.

Question 3

Do you run credit checks?

Accepted Answer

We do not. We also skip income verification since we process financing directly in-house.

Question 4

Is there a pre-payment penalty?

Accepted Answer

Absolutely not.

Question 5

What other fees do you charge?

Accepted Answer

In addition to your payment, we charge a $9 monthly note processing fee. We also include monthly property taxes, which we calculate by dividing the yearly tax amount by 12. Since taxes vary, the exact amount depends on the property.

Question 6

Do you offer cash discounts?

Accepted Answer

Yes, we do! If you plan to pay cash, simply reach out and ask about available discounts.

Question 7

Can I put more money down than what is listed?

Accepted Answer

Absolutely. In fact, we welcome larger down payments and stay flexible whenever possible.

Question 8

Can you make the monthly payments lower?

Accepted Answer

In most circumstances, yes. Depending on the situation, we can often adjust terms to suit your needs.

Question 9

What forms of payment do you accept?

Accepted Answer

We can accept ACH and most credit/debit card merchants.

Question 10

Where will my loan be managed?

Accepted Answer

We manage loans through GeekPay.io . From there, you can log in to make payments, submit extra payments, and view account balances at any time.

Question 11

When does the deed get transferred into my name?

Accepted Answer

Once the property is paid off. For more details on how to buy land in Nevada, visit our purchase process page .

Question 12

Can I live on the land while it's being financed?

Accepted Answer

Unfortunately, we do not allow this. There are legal issues with this. Also, we have been left with needing to clean people’s stuff up if they default on the loan and walk away.

Question 13

What can I do on the land while it's financed?

Accepted Answer

You can camp and recreate all you want.

Question 14

Are you a realtor, or do you own the land?

Accepted Answer

We own the land. We do not represent people.

Question 15

Have you been to these properties?

Accepted Answer

Most of them we have! We live in Northern Nevada, so even if we haven’t, we will have a good idea about the area.

Question 16

What happens if I don't like the land once I see it?

Accepted Answer

We offer a 90-day money back guarantee. If you visit the land within 90-days and don’t like it, we refund everything but the documentation fee. Alternatively, we also offer a property swap option. This clause allows you to trade properties while under finance. If we add a property to our inventory that you like better, we can transfer your principal to the new property.